How to cancel ING in Spain
Guide updated: July 2026
Cancel your ING contract without battling Spanish hold music: fill in the form in English and get a formal cancellation letter in legally appropriate Spanish — free as a PDF, or sent for you as an electronic burofax with acknowledgment of receipt.
What you get by sending your cancellation as a burofax
- The date is locked in. The exact day you communicated your cancellation is on record: notice periods, lock-ins and renewals all count from then.
- They cannot claim it never arrived. The acknowledgment of receipt proves delivery and the exact content of your request. No more «we have no record of your cancellation».
- If they call to keep you, you don't have to accept anything. Your cancellation is already valid in writing; the letter expressly asks for all handling to be done in writing.
- If they keep charging, you have the proof. With the receipt you can claim your money back before the company, consumer authorities or a court.
In practice: your cancellation is verifiably delivered and validly communicated to ING, with a proven date. The legal deadlines run from that day and ING is legally obliged to process it. We can't force them to do it properly nor stop them from calling — but they can no longer deny receiving it, or when, and you hold the proof to enforce it.
ING cancellation letter — Free PDF · Optional burofax delivery
Create my cancellation letter →Generating and downloading the PDF is free. Electronic burofax with acknowledgment of receipt: €4.99 — a traditional postal burofax can cost up to €36.
🔒 Secure payment with Stripe · ✓ Acknowledgment of receipt included · ✓ Email confirmation
Cancel ING in 3 steps
- Fill in your details — in English. Name, NIE/passport, address and your ING customer or contract number.
- Generate the letter. Choose the request type (cancellation, 14-day withdrawal, or objection to auto-renewal) and get a letter drafted under Spanish consumer law (RDL 1/2007) — in formal Spanish, with live preview.
- Send it with proof. Download the PDF free and send it yourself, or let us send it as an electronic burofax with acknowledgment of receipt (€4.99).
ING cancellation letter template (2026)
This is the letter our generator produces for ING, drafted under Spanish consumer law (Royal Legislative Decree 1/2007). The letter itself is in Spanish — that is what Spanish providers require — while the generator guides you in English. You can copy it as is, or fill it in automatically with your details and download the PDF for free.
[Tu población], a [fecha]
Remitente:
[Nombre y apellidos] — DNI/NIE: [DNI/NIE]
[Tu dirección], [CP y población]
Destinatario:
ING Bank N.V., Sucursal en España
Servicio de ING de Defensa del Cliente
Calle Vía de los Poblados, 1F
28033 Madrid
Asunto: Solicitud de baja del servicio — Ref. [n.º de contrato]
Estimados señores:
Por medio del presente escrito, yo, D./D.ª [Nombre y apellidos], con DNI/NIE [DNI/NIE], en mi condición de titular del contrato de prestación de servicios con número de referencia [n.º de contrato], comunico de forma fehaciente mi voluntad de causar BAJA en el servicio contratado con su entidad, con efecto en la fecha más temprana legalmente posible.
Solicito expresamente que se proceda a la cancelación efectiva del servicio, que cesen todos los cargos y facturaciones a partir de la fecha de efecto indicada, y que se me facilite por escrito el número de referencia o expediente de esta baja, así como confirmación de su fecha efectiva.
De conformidad con el Real Decreto Legislativo 1/2007, por el que se aprueba el texto refundido de la Ley General para la Defensa de los Consumidores y Usuarios, les recuerdo su obligación de tramitar esta solicitud en los plazos legalmente establecidos y de no aplicar penalizaciones improcedentes. En caso de existir compromiso de permanencia, solicito el desglose detallado de cualquier penalización, que deberá ser en todo caso proporcional al tiempo pendiente.
La presente comunicación es fehaciente y suficiente por sí misma para surtir plenos efectos, sin que su validez quede condicionada a ninguna confirmación telefónica. Solicito que toda gestión relativa a esta solicitud se realice exclusivamente por escrito (correo postal o electrónico) y no autorizo llamadas comerciales ni de retención. La eventual falta de respuesta telefónica por mi parte no suspenderá ni dejará sin efecto esta solicitud.
La presente comunicación se remite de forma fehaciente, con acuse de recibo y constancia de su contenido y fecha, a efectos probatorios. Quedo a la espera de su confirmación por escrito.
Atentamente,
[Firma]
[Nombre y apellidos]
Fill in this letter with my details →
Free · Instant PDF · Optional electronic burofax with acknowledgment of receipt (€4.99)
ING address for cancellation letters
⚠ Verify this address against your contract or latest invoice: the cancellations address often differs from the registered office.
What to know when cancelling Banking & cards in Spain
- Right to close: you can close an account or card at any time; the bank can only charge fees already accrued, proportionally.
- Balance and direct debits: empty the account and move your direct debits first; pending linked products can block the closure.
- Complaints: if the bank stalls or keeps charging, complain to its customer service and then to the Banco de España.
Your general rights as a consumer in Spain
- Right to cancel: you can end an ongoing service by communicating it verifiably; the company must process it within legal deadlines and without improper penalties (RDL 1/2007).
- 14-day withdrawal: if you signed up online or by phone less than 14 calendar days ago, you can withdraw without giving reasons (arts. 102–104 TRLGDCU).
- Objection to renewal: you can stop the automatic renewal of a fixed-term contract by giving notice within the agreed period.
Frequently asked questions
How do I cancel ING in Spain?
Write a formal cancellation request with your details, your customer number and the effective date, and send it to ING by a means that creates proof (burofax, certified mail or the official cancellations channel). Our generator drafts the letter for you in under 2 minutes — you can download it free as a PDF.
Do I need to speak Spanish to use this?
No. You fill in the form in English; the letter itself is generated in formal Spanish — which is what ING expects and what works legally in Spain. You see a live preview and can download the PDF for free.
Can the bank charge me for closing my account?
Not for the closure itself. It may settle maintenance fees accrued up to the closing date, proportionally. Charges applied after a written closure request give you solid grounds to claim them back.
What is a burofax and why does it matter in Spain?
A burofax is Spain's standard method for legally reliable communications — roughly the equivalent of certified mail with proof of content. It proves you sent the letter and, with acknowledgment of receipt, that it was delivered. Spanish companies take it seriously.
How much does cancelling ING cost with DarmeDeBaja.es?
Generating and downloading your letter as a PDF is free, no sign-up. If you want us to send it for you as an electronic burofax with acknowledgment of receipt, it costs €4.99 per delivery — a traditional postal burofax can cost up to €36.
Other Banking & cards cancellations
Company not listed? The generator works with any company — just enter its details manually.