How to cancel DKV in Spain

Guide updated: August 2026

Cancel your DKV contract without battling Spanish hold music: fill in the form in English and get a formal cancellation letter in legally appropriate Spanish — free as a PDF, or sent for you as an electronic burofax with acknowledgment of receipt.

Create my DKV cancellation letter →Free · Instant PDF · Optional burofax €4.99

Good to know about DKV Seguros: OCU's complaints register documents a case against DKV where the monthly premium jumped from €440 to €651 at renewal, and, according to the complainant, the company failed to send the two-month advance notice of the new amount required before an automatic renewal; when the customer asked to cancel after learning of the increase, DKV replied the policy had already renewed and couldn't be cancelled immediately. The company referred the case to its internal customer-defense department rather than resolving it through the usual channel — worth noting if you're in the same situation and your cancellation isn't handled in time. If you switch from DKV to another health insurer, remember that seniority doesn't transfer automatically: the new company may recognise it — and waive waiting periods — if you show your previous policy and last paid receipt, but isn't obliged to. Don't cancel your DKV policy until the new one is accepted in writing.

What you get by sending your cancellation as a burofax

Your DKV cancellation is on record with a proven date and acknowledgment of receipt: they can't deny receiving it, or when, and if they keep charging you, you have the proof to claim it back. What a burofax actually guarantees →

DKV cancellation letter — Free PDF · Optional burofax delivery

Create my cancellation letter →

Generating and downloading the PDF is free. Electronic burofax with acknowledgment of receipt: €4.99 — a traditional postal burofax can cost up to €36.

🔒 Secure payment with Stripe · ✓ Acknowledgment of receipt included · ✓ Email confirmation

Cancel DKV in 3 steps

Fill in your details — in English. Name, NIE/passport, address and your DKV customer or contract number.
Generate the letter. Choose the request type (cancellation, 14-day withdrawal, or objection to auto-renewal) and get a letter drafted under Spanish consumer law (RDL 1/2007) — in formal Spanish, with live preview.
Send it with proof. Download the PDF free and send it yourself, or let us send it as an electronic burofax with acknowledgment of receipt (€4.99).

DKV cancellation letter template (2026)

This is the letter our generator produces for DKV, drafted under Spanish consumer law (Royal Legislative Decree 1/2007). The letter itself is in Spanish — that is what Spanish providers require — while the generator guides you in English. You can copy it as is, or fill it in automatically with your details and download the PDF for free.

[Tu población], a [fecha]

Remitente:
[Nombre y apellidos] — DNI/NIE: [DNI/NIE]
[Tu dirección], [CP y población]

Destinatario:
DKV Seguros y Reaseguros, S.A.E.
Torre DKV, Avenida María Zambrano 31
50018 Zaragoza

Asunto: Solicitud de baja del servicio — Ref. [n.º de contrato]

Estimados señores:

Por medio del presente escrito, yo, D./D.ª [Nombre y apellidos], con DNI/NIE [DNI/NIE], en mi condición de titular del contrato de seguro con número de referencia [n.º de contrato], comunico de forma fehaciente mi voluntad de causar BAJA en el servicio contratado con su entidad, con efecto en la fecha más temprana legalmente posible.

Solicito expresamente que se proceda a la cancelación efectiva del servicio, que cesen todos los cargos y facturaciones a partir de la fecha de efecto indicada, y que se me facilite por escrito el número de referencia o expediente de esta baja, así como confirmación de su fecha efectiva.

De conformidad con el artículo 22 de la Ley 50/1980, de 8 de octubre, de Contrato de Seguro, ejercito mi derecho a oponerme a la prórroga de esta póliza, comunicándolo por escrito con la antelación mínima de un mes exigida por dicha norma antes de la conclusión del periodo de seguro en curso. Les recuerdo asimismo su obligación, conforme al Real Decreto Legislativo 1/2007 (TRLGDCU), de no aplicar penalizaciones improcedentes ni facturaciones posteriores a la fecha de efecto de esta oposición.

La presente comunicación es fehaciente y suficiente por sí misma para surtir plenos efectos, sin que su validez quede condicionada a ninguna confirmación telefónica. Solicito que toda gestión relativa a esta solicitud se realice exclusivamente por escrito (correo postal o electrónico) y no autorizo llamadas comerciales ni de retención. La eventual falta de respuesta telefónica por mi parte no suspenderá ni dejará sin efecto esta solicitud.

La presente comunicación se remite de forma fehaciente, con acuse de recibo y constancia de su contenido y fecha, a efectos probatorios. Quedo a la espera de su confirmación por escrito.

Atentamente,

[Firma]
[Nombre y apellidos]

Fill in this letter with my details →

Free · Instant PDF · Optional electronic burofax with acknowledgment of receipt (€4.99)

DKV address for cancellation letters

DKV Seguros y Reaseguros, S.A.E. Torre DKV, Avenida María Zambrano 31 50018 Zaragoza

⚠ Verify this address against your contract or latest invoice: the cancellations address often differs from the registered office.

What to know when cancelling Insurance in Spain

Legal deadline: under art. 22 of the Spanish Insurance Contract Law (Ley 50/1980), you must give written notice at least 1 month before the policy renews (the insurer needs 2 months).
In writing: opposition to renewal must be written; a burofax with acknowledgment of receipt is the classic way to prove you met the deadline.
Premium increases: if the insurer raises your premium at renewal without your consent, you can reject the renewal even past the general deadline.

Your general rights as a consumer in Spain

You can cancel whenever you want, withdraw without giving reasons if you just signed up (14 days), and require advance notice before your contract auto-renews. All your consumer rights when cancelling in Spain →

Frequently asked questions

How do I cancel DKV in Spain?

Write a formal cancellation request with your details, your customer number and the effective date, and send it to DKV by a means that creates proof (burofax, certified mail or the official cancellations channel). Our generator drafts the letter for you in under 2 minutes — you can download it free as a PDF.

Do I need to speak Spanish to use this?

No. You fill in the form in English; the letter itself is generated in formal Spanish — which is what DKV expects and what works legally in Spain. You see a live preview and can download the PDF for free.

When do I have to send the letter to cancel my insurance?

At least 1 month before the policy's renewal date (art. 22, Ley 50/1980). If you send it later, the insurer can renew the contract for another year — so find the renewal date on your policy and send the letter with margin, by verifiable means.

What is a burofax and why does it matter in Spain?

A burofax is Spain's standard method for legally reliable communications — roughly the equivalent of certified mail with proof of content. It proves you sent the letter and, with acknowledgment of receipt, that it was delivered. Spanish companies take it seriously.

How much does cancelling DKV cost with DarmeDeBaja.es?

Generating and downloading your letter as a PDF is free, no sign-up. If you want us to send it for you as an electronic burofax with acknowledgment of receipt, it costs €4.99 per delivery — a traditional postal burofax can cost up to €36.

Other Insurance cancellations

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